Privacy Policy

Privacy Policy

Introduction

Welcome to https://car-finance-mis-selling.dreamdwellings.net! We are committed to protecting your privacy and ensuring that your personal data is handled with utmost care. This comprehensive Privacy Policy explains our practices regarding the collection, handling, and protection of personal information in accordance with various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA) and California’s Privacy Rights Agreement (CPA)
  • Colorado’s Privacy Act (CPA)
  • Utah’s Consumer Sales Privacy Act (UCPA)
  • Connecticut’s ConnectiCut Data Privacy Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy is applicable to all aspects of our online presence, including but not limited to:

  1. Our official website at https://car-finance-mis-selling.dreamdwellings.net.
  2. Any applications, services, and products offered under the Car Finance Mis Selling brand.
  3. Interactions between authorized users and our platforms.
  4. Website visits linked to this Privacy Policy.
  5. Communications initiated by or received from Car Finance Mis Selling, such as newsletters, emails, calls, and text messages (SMS).

Please note that this policy does not extend to third-party platforms, applications, products, or services accessed through links on our site. These entities have their own privacy policies governing data collection and usage.

Processing Activities

This Privacy Policy outlines our practices when:

  1. Users engage with our applications and services as authorized users.
  2. Visitors explore our websites linked to this policy.
  3. Individuals interact with us through various communication channels.

Personal Data Collection

We collect a variety of personal data, including but not limited to:

  1. Account Information: Details associated with user accounts, such as usernames, email addresses, and registration data.
  2. Payment Information: Credit/debit card details, billing addresses, and transaction records.
  3. Financial Information: Income levels, bank account information (where provided), and financial transaction history.
  4. Purchase Information: Product or service purchases, including quantities, order dates, and purchase amounts.
  5. Mobile Device Identifiers: Unique device identifiers, IP addresses, and mobile network information to facilitate seamless user experiences.
  6. Location Data: Geolocation data provided by users’ devices when interacting with our services.
  7. Feedback: User-submitted reviews, ratings, comments, and suggestions.
  8. Social Media Information: Data from social media platforms when users choose to connect their accounts with us.
  9. Product Information: Preferences, interactions, and feedback related to products offered on our platform.

We obtain this data through direct user input, application interactions, and automated technologies employed for website functionality and analytics. Additionally, we may receive personal data from third parties who assist us in providing services, subject to their respective privacy policies.

Cookies

To enhance your experience and provide valuable insights, we use cookies on our platform:

  1. Strictly Necessary Cookies: Essential for navigating the website and ensuring basic functionalities.
  2. Preference Cookies: Remember user preferences, language settings, and customizability choices.
  3. Analytics Cookies: Track website usage, gather statistical data, and improve our services based on user behavior.

Users have control over non-essential cookies through our Cookie Manager, allowing them to customize their cookie preferences.

Retention and Deletion

We retain personal data for the duration required by applicable laws or for legitimate business purposes. Once the purpose for which the data was collected is fulfilled, we securely delete or anonymize it to protect your privacy.

Security Measures

Car Finance Mis Selling implements robust security measures to safeguard your personal information:

  1. Encryption of sensitive data during transmission and storage.
  2. Access controls and restrictions on employee access to personal data.
  3. Regular security audits and updates to ensure compliance with privacy standards.
  4. Training programs for employees to maintain a strong security culture.

Your Rights

Depending on your jurisdiction, you have specific rights regarding your personal data:

  1. Access: The right to request access to the personal data we hold about you.
  2. Rectification: The right to rectify inaccurate or incomplete personal data.
  3. Erasure (Right to be Forgotten): The right to request the deletion of your personal data under certain circumstances.
  4. Restriction: The right to restrict the processing of your personal data in specific situations.
  5. Portability: The right to receive your personal data in a structured, commonly used format and to transfer it to another controller.
  6. Objection: The right to object to the processing of your personal data for legitimate interests or direct marketing purposes.
  7. Non-Discrimination: The right to be free from discrimination based on your exercise of privacy rights.
  8. Data Protection Appeals/Complaints: The right to file appeals or complaints with relevant data protection authorities and seek redress if you believe your privacy rights have been violated.

To exercise any of these rights, please contact our dedicated privacy team via the channels provided in this policy.

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effectively immediately upon posting on our website, and we encourage users to review this page periodically for the latest information.

Contact Information

For any inquiries, unsubscribe requests, data-related questions, or feedback, please contact us: